Small employers in Minnesota drop health insurance at faster clip

Tuesday, April 7, 2015

From the MINNEAPOLIS STAR TRIBUNE: In 25 years running a flower shop, Steve McCulloch always felt like he should provide health insurance to his employees. But finding affordable coverage was a struggle, and ultimately forced McCulloch to make a tough decision in late 2013. Confronted with a more than 100 percent increase in premium costs, McCulloch decided to drop the small business health plan for 2014 - an easier option because all three workers at the flower shop had other ways to get coverage. "If I had hired someone new who didn't have insurance, I don't know how I would have proceeded," said McCulloch, who has since sold his St. Louis Park shop and retired. "As a small business, we don't have access to the same discounts that unions get or big businesses get." McCulloch's flower shop was part of a trend in Minnesota last year.